Initial Disclosure Document

Principality Motor Company Limited t/a Vanzone.co.uk
Effective: June 2025

The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document will help you decide if our services are right for you.

Whose products do we offer?

We work with a panel of carefully selected finance providers, including:
Close Motor Finance, BNP Paribas, PSA Finance, LeasePlan, RCI Financial Services, Paragon, and Close Brothers Asset Finance.

We will only introduce you to these lenders. We do not offer independent financial advice.

You are under no obligation to use the financial products we offer. Other providers may offer similar products which may or may not meet your needs.

Which service will we provide you with?

We operate on a non-advised basis. This means we will not offer recommendations, but we will provide you with enough information to help you make an informed decision.

For free, impartial advice, you may wish to contact the MoneyHelper service at www.moneyhelper.org.uk.

What will you have to pay us for our services?

You will not pay us any fees for our finance introduction services.

However, we may receive a commission or other benefit from the finance provider if you choose to enter into an agreement with them.
You can ask us for details of any commission we may receive.

Who regulates us?

Principality Motor Company Limited t/a Vanzone.co.uk is authorised and regulated by the Financial Conduct Authority (FCA).
Our FCA number is 791932.

We are permitted to carry out credit broking activities and act as a credit broker, not a lender.

You can verify our registration on the FCA’s Financial Services Register:
www.fca.org.uk/register
or call 0800 111 6768.

What to do if you have a complaint

If you wish to register a complaint, you can contact us:

In writing: Principality Motor Company Limited t/a Vanzone.co.uk, Cardiff
By phone: 02922 678010
By email: cancel@vanzone.co.uk

If we cannot resolve your complaint to your satisfaction, you may be entitled to refer it to the Financial Ombudsman Service (FOS).

More info: www.financial-ombudsman.org.uk or call 0800 023 4567.

Are we covered by the Financial Services Compensation Scheme (FSCS)?

The FSCS provides compensation for certain types of regulated financial services.

Please note: credit broking is generally not covered by the FSCS.
More info: www.fscs.org.uk

How we use your personal data

We are committed to protecting your personal data in line with the UK GDPR and Data Protection Act 2018.

Your data may be shared with our finance partners to process your enquiry or application.

You have the right to access, amend, restrict or request deletion of your data.

To exercise your rights, contact us on 02922 678010 or email cancel@vanzone.co.uk